The Advisor Newsletters


April 2017 Issue:  Topics Include:

  • 2016 Partner of the Year Award
  • Westfield Insurance Awarded J.Krug & Associates Inc. as Horizon Agency Partner
  • Smartphone Addicts Behind the Wheel Drive Car Insurance Rates Higher
  • Credit-Card Fraud Keeps Rising, Despite New Security Chips
  • Workers Compensation: What is an Experience Mod?
  • Is Pollution Covered Under My General Liability?

November 2016 IssueTopics Include:

  • United States Department of Labor “Final Rule” for Exempt Employees
  • 48 Percent of People Traded Their Passwords for Candy From Strangers
  • Is Your Building Receiving Credits for It’s Sprinkler System?
  • Concentration Difficult In Open-Plan Offices
  • Paid Time Off Banks Gain Ground on Traditional Paid Leave Systems
  • Protect the MVP from a Disability Disaster



Risk Manager Newsletters

Risk Manager – October 2016
Topics: Protect the MVP from a Disability Disaster…….Securing Your Business: Inside and Out…….Buying a Car? Safety Matters…….Property and Casualty Insurance: Covering Life’s Uncertainties…..Product Liability Insurance: Who’s at Risk?


Personal Touch Newsletters

Personal Touch – September 2016
Topics: The Importance of Renters Insurance……When a Car Crash Is No Accident…….Odometer Mileage and the Tricks of the Used Vehicle Trade


Benefit Plan Trends Newsletters

Benefit Plan Trends – September 2016
Topics:  Concentration Difficult In Open-Plan Offices……..Workers Show Signs Of Becoming More Financially Savvy…….Paid Time Off Banks Gain Ground On Traditional Paid Leave Systems……..Financial Executives Report Slightly Lower Pay Increases in 2016