White Papers

 
Commercial Insurance / Risk Management

Utility Interruption

Fiduciary Liability

Q+A :  Lead RRP and Insurance
As published in the Qualified Remodeler January 2011 issue – By Thomas Krug, CIC

Social Media and Your Business – Managing Liability in an Online World - PDF 1.4MB

Does your Worker’s Compensation program provide coverage for needlestick/sharps injury? – PDF 24KB

Insurance Information to Satisfy General Contractors’ Requirements - PDF 82KB
As Published in The Protection Connection January – March 2010 Volume – Issue 1, A Quarterly Publication of The Illinois Electronic Security Association

OSHA Recordkeeping: Guidelines For Occupational Injuries And Illnesses – PDF 13KB

The ASA Insurance Corner News, Trends, and Updates – PDF 16KB
As published in The Construction Connection Fall 2009 Volume 5 – Issue 4, The Official Publication of ASA Chicago.

Directors and Officers Liability Coverage – PDF 37KB
As Published in The Protection Connection July – September 2009 Volume 8 – Issue 3, A Quarterly Publication of The Illinois Electronic Security Association

Click to view examples of claims

Employee Dishonesty Part II – What Limits should you purchase? – PDF 35KB
As Published in The Protection Connection April – June 2009 Volume 8 – Issue 2, A Quarterly Publication of The Illinois Electronic Security Association

Are You a Fiduciary? – PDF 73KB

The miss-perceptions about employee dishonesty – PDF 94KB
As Published in The Official Publication of ASA Chicago – Construction Connection – Fall 2008

Fidelity/Crime Claim Examples – PDF 2MB

The miss-perceptions about employee dishonesty – PDF 38KB
As Published in The Protection Connection volume 7, Issue 4 October-December 2008

Employment Practices Liability Claim Examples – PDF 116KB

Staggering Statistics and Info Related to Smoke Detectors/Alarms – PDF 100KB

Employment Related Lawsuits and Employment Practices Liability Coverage – PDF 47KB

Employment Practices Liability Claim Examples – PDF 1 MB

Employment Practices Liability Claim Example by Industry – PDF 172KB

Employment Practices Liability - PDF 950KB
Recent Developments in Labor and Employment Law,
Best Practices, and EPLI Considerations

Establishing a Performance and Payment Program (Contract Bond Program)—Updated March, 2009 – PDF 274 KB

Establishing an Effective Safety Program – The Practical Approach – PDF 217KB

Illinois Contracting Classification Premium Adjustment Program – PDF 159KB

No Nonsense WC Experience Mods – PDF 103KB

NCCI Experience Rating Plan – PDF 103KB

 
Benefits Solutions

Key Person Life Insurance

Long Term Care – Did you know……..

Long Term Care – Newest Solutions

Life Settlements: A Charitable Giving Option – PDF 550KB
As published in the Journeys from Pads to Hope Winter 2009/2010 Newsletter

Term Life Settlements – PDF 41KB

Health Saving Accounts Make Sense - PDF 26KB

Information on HSA (Health Saving Accounts) – PDF 90KB

Making the Switch: Controlling Healthcare Costs through Health

 Reimbursement Arrangements – PDF 41KB

Flexible Spending Accounts – PDF 26KB

 
Personal Insurance Solutions

When It’s Not Your Fault…. - PDF 22KB

Not All Homeowners Insurance Is Created Equal….. - PDF 25KB

Home Insurance Will Replace Your Home. Won’t It?

 
Financial Services