Happy Employees, Healthy Bottom Line

Employee Benefits

As a business owner, you know that Employee Benefits play a pivotal role in attracting and retaining top talent. You also know that staying current on employee healthcare coverages and related options can seem like an unmanageable task. You NEED experienced insurance advisors to educate you and guide you through the process. With J. Krug, you have consultants that you can trust whose exclusive approach to Employee Benefits was created to provide you and your employees with the peace of mind you deserve.

Did you know that Health insurance carriers quote the exact same price to all brokers? Therefore, the critical factors in choosing an advisor are truly their knowledge, experience and the service level you want for administering and tracking Employee Benefits. With J. Krug, you can customize your program by choosing from our selection of services:

Client Centered
  • Group Health Solutions (Fully-Insured, Level Funding, Captives, Self-Insured)
  • Health Savings Accounts (HSAs)
  • Flexible Spending Accounts (FSAs)
  • Health Reimbursements Arrangements (HRAs)
  • Telemedicine
  • Ancillary Benefits (Dental, Vision, Life, Disability, Accident, Critical Illness, Identity Theft)
  • Claims Assistance
  • Health & Financial Wellness Initiatives
  • Latest Technology for Online Enrollment, Onboarding and Payroll & Carrier Integration
  • Ongoing Employee Education
  • Personalized Online Benefits Educational Support Tools
  • Strategic Partnerships with Payroll & Benefits Administration Providers
  • Employee & Travel Assistance Programs
  • Retirement Plan Advisory Services
  • Executive Benefits
Logan Simios, CPA, CPFA

Logan Simios, CPA, CPFA

Vice-President, Benefits & Financial Services Division



Colleen  Tesnow

Colleen Tesnow

Director of Benefits



Susan Niziolek

Susan Niziolek

Account Manager, Benefits Division



Ana  Gamez

Ana Gamez

Account Manager, Benefits Division



Nick  Cotton

Nick Cotton

Benefits & Financial Services Division