Snapshots Your life is marked by images. Prepare for the unexpected, so you can keep those pictures going. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Best of Both Worlds Here are a few reasons we’ve chosen to be independent. Can Group, Private Disability Policies Work Together? Loss of income from disability has the potential to cause financial hardship. Disability insurance can help. Long-Term-Care Protection Strategies The chances of needing long-term care, its cost, and strategies for covering that cost.